If your monthly payments are getting out of hand, the Equity Saver Program may be the answer.

The Equity Saver Program is not for people with a long history of bad credit or financial problems. It is for people who normally have good credit and who are financially responsible, but have just gotten clobbered by some bad luck.

Divorce, illness and loss of employment are just a few of the reasons that bad things can happen to good people, and we understand that. Some of our clients really did nothing wrong except have bad timing. They bought a home to fix up and "flip", right when the real estate market was slowing down. Or they bought a home in pre-construction, assuming they would be able to sell it quickly--just as many other people had done over the last few years--and now they can't sell the house or even rent it for enough to cover their mortgage.

 Ways the Equity Saver Program can help:

• Provide cash to pay off bills

• Supplement your monthly mortgage payment

• Pay off liens or judgments

• Catch of mortgage "arrears" and avoid foreclosure

• Bring property tax payments current and stop penalties

Example

Amber bought her home about two years ago using 100% financing. Her credit was very good at that time and she was self employed and making good money.. Unfortunately, she lost a major client and her income took a fairly dramatic dip for a few months. She got behind on quite a few bills, including her mortgage payment and property taxes. Even though she had almost $100,000 equity in her home, her credit had been so badly damaged that she couldn't get a refi to bail herself out and get back on her feet.

The Equity Saver program provided enough cash to catch her up on her mortgage payments and property taxes, and to pay off some of the bills that were draining her cash flow each month. Since there are no monthly payments on the Equity Saver funds, she was able to greatly reduce her monthly payments and give herself the time she needs to build her income back up

To find out if you are eligible for the Equity Saver Program, please fill out the Equity Saver Application form on our website. One of our representatives will follow up with you within 24 hours.